Transport for London isn’t the only transit agency in the UK seeing high adoption rates for open-loop fare payments. Among the others is Scottish bus operator Lothian Buses, which said its contactless penetration is nearing 60%.

But like Transport for London, which has touted 60%-plus open-loop adoption rates, Lothian’s high share of rides paid for with credit and debit cards and NFC wallets comes with a caveat.

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